May 17, 2025

How's your week been...

... mine's kinda sucked.
/images/Crash.jpg?size=640x&q=95
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To avoid vaguebooking, yeah, I'm perfectly fine. Airbags work. Car is a total loss. Shopping for a replacement today was a lot more stress inducing. I pick that up Monday after making a 31K hole in my savings. Tuesday I meet with the Agent to get a check for the remains, which I expect will be small.

Posted by: Mauser at 09:11 PM | Comments (12) | Add Comment
Post contains 68 words, total size 1 kb.

1 I'm glad you're safe.

Posted by: Pete Zaitcev at May 18, 2025 08:33 PM (LZ7Bg)

2 Thanks. I just picked up the replacement today. Just under $31k. Tomorrow I meet with the adjuster and get a puny check.

Posted by: Mauser at May 19, 2025 06:02 PM (QE7eq)

3 Or, a not-so Puny check. $21k!

Posted by: Mauser at May 20, 2025 04:18 PM (QE7eq)

4 A far more pleasant surprise than the last time I had to deal with an adjuster!

-j

Posted by: J Greely at May 21, 2025 04:44 PM (oJgNG)

5 I didn't mention that because I was considered At Fault, the cop also wrote me a ticket. A speeding ticket Washington has that is untied to speed limits, "Unsafe for conditions". A fellow at work gave me the number of a lawyer who can make that go away for about $30 more than the fine and keep the points off my license, which has been pristine since I moved here in '92.

Posted by: Mauser at May 24, 2025 11:55 AM (QE7eq)

6 The pavement looks dry in the photo.

Posted by: Pete Zaitcev at June 02, 2025 01:19 PM (LZ7Bg)

7 Apparently the theory is "If you'd been going at a safe speed, you would have stopped in time."

In any case, a lawyer recommended by a co-worker, for little more than the cost of the fine, will very likely get it thrown out and not on my driving record.

I've already replaced it with a 2025 model, alas, not red, and not a stick, but I'm coming to appreciate the automation.

Given the naming history of my vehicles (This was LeRed 3, when my first was Le Red LeBaron), the new grey replacement ended up with a Heinlein-inspired name:

The Gray Deceiver

Posted by: Mauser at June 06, 2025 05:34 PM (QE7eq)

8 Oh my GOD. I'd missed this. I'm glad you're OK. 

Posted by: The Brickmuppet at June 07, 2025 04:16 AM (3NtfN)

9 And people wonder (or don't) why I don't post as often as I used to....
Anyway, one helpful bit of advice to come out of this is "Review your coverage." I used to have two cars, and for that reason I didn't have rental car coverage. I didn't think to add it back when I sent off the derelict second car to charity. It would have saved me $175 in this case.

Posted by: Mauser at June 07, 2025 12:57 PM (QE7eq)

10 Yeah, when someone took a screwdriver to my car in December I realized that I had not taken rental car coverage and no longer had the other vehicle. That sucked, but at least my car was drivable. 
I'm glad you at least got a decent payout. 
Stay safe!

Posted by: The Brickmuppet at June 08, 2025 12:09 PM (3NtfN)

11 Yeah, Progressive was absolutely amazing in handling the whole deal.

Posted by: Mauser at June 13, 2025 01:56 PM (QE7eq)

12 And apparently the lady I hit has hired a lawyer to milk my insurance. They said this is unlikely to impact me financially, but will take her a couple of years, and basically enrich the lawyer.

Posted by: Mauser at June 18, 2025 12:16 AM (QE7eq)

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Recent Comments

  • Mauser And apparently the lady I hit has hired a lawyer to milk my insurance. They said this is unlikely to... entry
  • Mauser Yeah, Progressive was absolutely amazing in handling the whole deal. entry
  • The Brickmuppet Yeah, when someone took a screwdriver to my car in December I realized that I had not taken rental c... entry
  • Mauser And people wonder (or don't) why I don't post as often as I used to.... Anyway, one helpful bi... entry
  • The Brickmuppet Oh my GOD. I'd missed this. I'm glad you're OK. entry
  • Mauser Apparently the theory is "If you'd been going at a safe speed, you would have stopped in time." ... entry
  • Pete Zaitcev The pavement looks dry in the photo. entry
  • Mauser I didn't mention that because I was considered At Fault, the cop also wrote me a ticket. A speeding ... entry
  • J Greely A far more pleasant surprise than the last time I had to deal with an adjuster! -j entry
  • Mauser Or, a not-so Puny check. $21k! entry

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